/ frequently asked questions
FAQ
No Income Documentation Investment Loan
If you are looking to invest in real estate you may qualify for this loan product with no income documentation with only a 15% down payment. As long as the market rent of the property meets or exceeds the mortgage payment of the property…You can qualify!
ITIN Loan at 3.5% Down Payment
This is a loan that allows you to qualify for a home purchase without a social security number. The bank will qualify the borrower by verifying their ITIN number. If you have an ITIN number you can work with our team to see if you qualify today.
Bank Statement Loan
This product allows the borrower to qualify for a mortgage by providing 12-24 months of bank statements only with as little as 10% down payment with loan amounts up to $5 million with no mortgage insurance.
Foreign National Loans
We are able to qualify foreign nationals with no proof of income, citizenship, taxes or credit.
Profit and Loss Only Program
This product allows Self employed individuals can qualify for a loan by providing business Profit and Loss document with as little as 15% down payment and loan amounts as high as $10 million.
1099 Only Program
Self Employed borrowers who are 1099 workers may qualify for a loan granted they have been employed for 2 years.
1 Year Taxes Jumbo Loan
Self-employed borrowers are able to qualify for jumbo loan up to a $10 million dollar loan amount.
1 Year Taxes
Self-employed borrowers may qualify for a conventional loan utilizing our 1 year tax program with as little as 5% down.
What makes us different?
LOAN APPROVAL PROCESS
- Client Inquiry - Client calls and is either referred by an agent or client referral
- Consultation - We speak to the client and collect financial information
- Approval - The bank approves the loan
- Documentation - We reach out to the client if the bank requires additional documentation
- Funding - Loan funds once all approval conditions have been met